Privacy Policy

1. Information We Collect

• Account data: full name, email, and profile details you provide.
• Financial data: expenses, categories, subscriptions, and budget entries.
• Technical data: IP address, device type, browser information, and basic logs required for security and service reliability.
• Support communication data when you contact us for help.

2. How We Use Information

We use your data to provide the service, personalize your dashboard, secure your account, and improve platform performance.

• To authenticate users and protect accounts.
• To generate expense insights, reminders, and account summaries.
• To investigate abuse, fraud, and unauthorized access attempts.
• To communicate service updates, policy changes, or support responses.

3. Legal Bases for Processing

We process data based on one or more of the following legal bases: performance of a contract, legitimate interests in operating and improving the platform, consent where applicable, and compliance with legal obligations.

4. Data Security

We implement reasonable technical and organizational controls to protect your information. Passwords are hashed before storage. Sensitive session authentication is handled using secure cookies where configured.

No security system is infallible, but we continuously review safeguards to reduce risk of unauthorized access, alteration, and disclosure.

5. Data Sharing

We do not sell your personal data. We only share information with trusted service providers necessary to operate Studexly or when legally required.

• Infrastructure and hosting providers for platform delivery.
• Email providers for account and security communications.
• Law enforcement or regulators where disclosure is legally mandated.

6. Cookies and Tracking Technologies

We use essential cookies and related technologies for login/session continuity, platform security, and basic analytics. You can manage cookie preferences in your browser settings.

7. Data Retention

We keep data while your account is active or as needed for legal obligations. You can request account deletion to remove profile and related expense/subscription data.

Backup and audit records may persist for a limited period where required for security, compliance, and dispute resolution.

8. Your Rights

You may request access, correction, or deletion of your data, subject to applicable law.

• Right to access and receive a copy of your personal information.
• Right to rectify incomplete or inaccurate data.
• Right to request deletion, subject to legal constraints.
• Right to object to or restrict certain processing activities.

9. International Transfers

If your information is processed outside your home country, we take reasonable contractual and technical measures to protect data during such transfers.

10. Children and Minors

Studexly is intended for students and general users. Where required by law, minors should use the service with parental or guardian consent.

11. Policy Updates

We may revise this policy and will update the effective date when changes are published.

12. Contact

Questions about privacy can be sent to [email protected].